Profile


Finecapital Ltd. was founded in 2010 in Bern as an independent asset manager. The share capital is owned by the partners. Finecapital Ltd. is legally and financially independent. Our core competencies are asset advice and management as well as asset services and are exclusively aimed at professional clients according to Art. 4 FIDLEG. We work with carefully selected custodian banks and external service providers. Finecapital Ltd. is a member of the Swiss Association of Asset Managers (VSV). The VSV is the leading national industry association of independent asset managers in Switzerland. Membership of the VSV is regarded as a seal of quality for serious and high-quality advice and services in the area of support and management of your assets.

Finecapital Ltd. has the necessary authorisation from the Swiss Financial Market Supervisory Authority FINMA as an asset manager within the meaning of the Financial Institutions Act (FINIG) and is subject to supervision by the Swiss Corporation for Supervision AOOS. The AOOS is a supervisory organisation (AO) authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA. As a licensed asset manager, Finecapital Ltd. is subject to the rules of conduct of the VSV and the AOOS, the Anti-Money Laundering Act (AMLA, GwV- FINMA) and the Financial Services Act (FIDLEG).

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Core competencies

Our edge in comparison to other independent asset managers is that we have three complementary business lines as core competencies (Real Estate Switzerland, physical precious metals trading and storage and classical wealth management). All businesses are lead by partners who have a long track record and many years of experience in the respective field. This unique combination of different though complementing businesses with comprehensive expertise clearly distinguishes us from others.

Philosophy

Time is precious. Out of that reason we use it very generously.

Your needs and goals are of utmost importance to us. Therefore we will take our time to get to know these comprehensively. Hence we will together develop a customized and individual investment strategy for you. The result of this intense collaboration is based upon mutual trust.

Principles

Independent and transparent

As Wealth Manager and -Advisor we are completely independent from banks, lawyers and trustees. That’s how we avoid conflicts of interests at all times. We regard ourselves at ambassadors of your interests and will solely advocate for your needs. This includes that we inform you comprehensively and in a transparent manner about our fees and services.

Personally and competent

Wealth Management is a very personal business. Out of that reason we take our time to develop with you your personal risk profile and customized asset allocation. Our partners have a combined 100 years of experience in all areas of Wealth Management and are also capable to deal with and implement complex client needs.

Board of Directors

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Dr Georges Bindschedler, President of the Board

Dr Georges Bindschedler began his career as a lawyer in a business law firm in Berne before joining Von Graffenried Holding AG in 1983. In 1985 he became CEO of Von Graffenried Holding AG and a member of the Board of Directors. Under his leadership, the group grew from 70 to 350 employees in the areas of property management, asset management, fiduciary services, tax and legal advice, and generated fee income of CHF 50 million. Dr Georges Bindschedler was also Vice-Chairman of Berner Tagblatt Medien (later Espace Media) and a member of numerous boards of directors. Today, he provides management services with a focus on corporate governance and leadership, and is active on various boards of directors and in educational and charitable organisations
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Domenic Parli, Member of the Board

Domenic Parli is a founding partner of Finecapital AG and has over 25 years of experience in banking and private banking. He started his career as a stock exchange trader in Zurich and, following the introduction of electronic trading, moved into asset management at private banks such as Ernst & Cie and Von Graffenried AG. Before founding Finecapital in 2010, he was a co-founder and member of the Board of Directors of Helvetic Trust AG. He also founded Finemetal AG, where he continues to develop and expand physical gold trading with his own physical products as Chairman of the Board. Over the past 15 years, he has initiated several funds and investment products in the areas of asset accumulation, indirect real estate, precious metals and coloured gemstones, with a particular focus on their secure, bank-independent storage.
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Daniel Roth, Member of the Board

Daniel Roth joined Finecapital AG as a partner in 2012. Previously, from 1999 to 2012, he worked as an investment advisor and asset manager at the Geneva-based private bank Bordier & Cie in Berne, where he played a key role in establishing the location. Prior to that, he worked for Credit Suisse Private Banking and the Bank of Ernst & Cie as a portfolio manager and advisor. He began his career at UBS AG, where he worked for more than seven years in investment advisory. With over 30 years' experience in banks, private banks and as an independent entrepreneur in various management positions, Daniel Roth has a profound knowledge of the markets and is a proven specialist in the management of client and institutional assets.
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Daniel Fluri, Member of the Board

Daniel Fluri is a founding partner of Finecapital AG and co-founder and CEO of Helvetic Estates AG. He is also a partner in Finemetal AG and Petrusso AG. From 2007 to 2011 he was a partner in Helvetic Trust AG. He founded F + Partner AG in 1989, where he developed and expanded all property-related services for almost two decades. F + Partner AG was integrated into Helvetic Trust AG in 2007. Daniel Fluri is a certified real estate trustee and a recognised real estate specialist throughout Switzerland. In addition to his work in the property sector, he is active on various boards of directors and plays a key role in shaping the development of the sector.

Services

We pay the highest attention to personal service as well as committing ourselves extensively to your client needs. Every client has his own risk profile and asset allocation.

Our core competencies are:

Wealth Management

  • Discretionary Mandate
  • Advisory Mandate
  • Strategic and Tactical Asset Allocation
  • Investment fund selection
  • Single stock selection

Family Office Services

  • Asset Structuring
  • Wealth consolidation
  • Tax-efficient wealth planning
  • Reporting / Portfolio analysis
  • Organisation and management of the family secretariat
  • Domiciliation and relocation
  • Succession planning
  • Support in dealing with authorities

For services beyond our core competencies we will call in carefully selected external specialists.

Investment philosophy

Especially when it comes to dealing with financial assets, humans act not at all rationally. This emotionality combined with the increasing flood of information in today’s digital age leads to suboptimal decisions and below average performance. A systematic investment process can address these challenges and can make use of the systematic mistakes of other market participants respectively. We believe in recurring patterns on financial markets and combine specifically fundamental and market psychological insights.


To be successful when it comes to investing two decisions are of utmost importance:

  • Asset Allocation resp. the portfolio allocation of risky assets
  • Sector-Allocation resp. single equity security selection

Asset Allocation

A dynamic asset allocation to specifically dampen weakness periods of equity markets is the key for successful investing. Our systematic process analyzes on a regular basis the fundamental- and market psychological environment on financial markets and adjusts the equity allocation accordingly.

Sector-Allocation

Single equities often show strong divergence when it comes to return patterns. It helps a lot to analyze on a regular basis the relevant drivers of equity performance to distinguish the winners from the losers. Next to company specific factors like valuation and growth the sector affiliation is an important element. Equities within the same sector show in many cases strong parallel movements. By determining the attractiveness of the sectors over time there is a lot of value to be added.

Implementation

Our investment approach allows us to easily implement our service offering on modular basis and in different structures. For the implementation of our investment process the following offerings and instruments are possible:

Actively managed Finecapital mandates:
  • Systematic dynamic asset allocation
  • Systematic dynamic sector selection (global and MSCI)
  • Systematic single equity selection
Customized Finecapital mandates:
  • Systematic asset allocation mandates
  • Systematic managed sector mandates
  • Systematic equity mandates
Finecapital advisory mandates:
  • Asset Allocation advisory
  • Selection of sectors and single stocks

Sector-Selection

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Source: Finecapital

Network

We attach great importance to providing our clients with independent and comprehensive advice. Our recommendations are based on transparent and comprehensible decision-making processes, which exclusively meet the needs of our clients. For services beyond our core competencies we will call in carefully selected and independent specialists.

Financial Markets Insights

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Finecapital AG
Hotelgasse 1
3011 Bern
+41 31 308 08 80

info@finecapital.ch

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